Online Banking

Personal Services

We believe your bank should do a whole lot more than just hold on to your money for you. We are continually working to make your banking experience better, and have a host of convenient services and resources to help you.

Convenient banking at your fingertips. Save gas, time, and money with free Internet banking service. Check your account balances, view checks, transfer funds, and so much more!


  • Check account balances
  • Transfer Funds
  • Schedule payments and pay bills with Online Bill Pay
  • Manage your Debit Card securely with online banking

You don’t have to write a check, buy a stamp or even go to the mailbox! Pay all of your bills using your desktop or your smart phone with our convenient Online Bill Pay Service


  • Make all payments from one convenient site
  • Set up automatic payments
  • Be notified of payments due
  • View payment histories

Save a tree and access your statements from anywhere with eStatements.


  • Receive email notification when statements are ready to view
  • Easy to access by logging into Online Banking
  • Totally secure

Access your accounts at home, at work, or even on vacation! Easily transfer funds, deposit checks, pay bills and more using your mobile device.

Download the Nantahala Bank App

Apple App Store download icon Google play store download icon



  • Check account balances
  • Transfer Funds
  • Schedule payments and pay bills with Online Bill Pay
  • Deposit checks up to $3,000 with Mobile Deposit
  • Manage your Debit Card securely with CardValet

Use your Visa Debit Card to withdraw funds from your checking or savings account. With the Visa logo, it’s welcome wherever Visa is accepted, every purchase is as easy as using a credit card.


  • Accepted worldwide (some countries are restricted)
  • Funds deducted directly from your account

Take advantage of the privacy and convenience of a personal line of credit through your regular checking account (subject to credit approval). Protect yourself against accidental overdrafts or get an instant loan when you need cash. Either way, you don’t pay for it until you use it.

With Telephone Banking, managing your accounts is always just a call away.  To access your Account Information call: 1-877-527-2712


  • Check balances
  • Review transaction history
  • Transfer funds between internal and external accounts

We have fraud prevention videos and resources available to you anytime on our Resources Page.


  • Preferred Point Rewards
  • Mobile Payments
  • Airport Concierge
  • Rental Car Insurance
  • Identity Theft Protection
  • Global Service
  • Cell Phone Protection
  • Travel & Lifestyle Services
  • Postmates


  • Monthly Debt Ratio <= 45% of Gross Monthly Income
  • Revolving/Unsecured Debt (Excluding Home Equity Loans) <= 30% of Annual Income
  • FICO Credit Score >= 700
  • Minimum of 3 Trade Lines
  • Oldest Trade Line Must not be Less Than 18 Months

To receive an application, please email us at