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Personal Loans & Lines of Credit

At Nantahala Bank and Trust, you have our experienced loan managers to help you find the perfect loan with the just the right terms.

Meet Our Consumer Lending Team



Whether you need extra cash for that home renovation you’ve been planning or unexpected medical bills, let our expert lenders help you with a home equity line of credit. With this revolving form of credit, your home serves as collateral and is perfectly suited to your needs.


  • Low interest rates
  • Terms to fit your needs
  • Experienced professional advisers

Don’t let the things you need to do overshadow the things you want to do, let us help with a personal loan that frees you up for what’s truly important in life.


  • Affordable payments
  • Flexible time frames
  • Each loan designed for your needs

Whether it’s your first car or your dream car, we can help you finance your next auto purchase! We’re here to meet your unique needs with a wide variety of rate and term combinations.


  • Flexible term loans
  • Low interest rates
  • Professional advisers