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Business Checking

Account options for all business types.

Business Checking

Finding the right account is an important part of owning a business. We have accounts for your brand new business, established business, and everything in-between.

 

Account Comparison

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Business Checking Business Interest Checking
Description

Join the business banking revolution with our Business Checking. You must enroll in electronic statements. For those who prefer paper statements there is a $3 monthly statement fee.

This account earns tiered interest on your checking balance.
Additional Details
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Account monthly fee can be waived with an account balance of $250,000 OR a total deposit relationship of $500,000.
  • Up to 4 Free non-NBT ATM Transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images
  • Tiered interest rates that increase with your balances
Minimum to Open $100 $1,000
Interest Bearing No Yes
Minimum Balance Fee $0 $12
Balance to Avoid Minimum Balance Fee No Minimum Balance Fee $1,000
Account Monthly Fee Up to 250 transactions = $0
251 - 500 transactions = $10
501+ transactions = $25		 $0
Business Checking
Description

Join the business banking revolution with our Business Checking. You must enroll in electronic statements. For those who prefer paper statements there is a $3 monthly statement fee.
Additional Features
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Account monthly fee can be waived with an account balance of $250,000 OR a total deposit relationship of $500,000.
Minimum to Open $100
Interest Bearing No
Minimum Balance Fee $0
Account Monthly Fee Up to 250 transactions = $0
251 - 500 transactions = $10
501+ transactions = $25
Business Interest Checking
Description

This account earns tiered interest on your checking balance.
Additional Features
  • Up to 4 Free non-NBT ATM Transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images
  • Tiered interest rates that increase with your balances
Minimum to Open $1,000
Interest Bearing Yes
Minimum Balance Fee $12
Account Monthly Fee $0
Our Business Checking Accounts include ALL of the following services:
  • Online Banking / Mobile Banking
    • ACH for Payroll**
    • Wire Ability**
    • Remote Deposit Capture**
    • Online BillPay Services**
  • Mobile Capture
  • 24-hour Telephone Banking
  • eStatements
  • 24-hour Nantahala Bank ATM Transactions
  • Ability to Send and Receive External Transfers To and From Other Financial Institutions
  • Direct Deposit
  • Notary Services
  • Instant Issue VISA Debit Card
  • Cash and Check Deposit at our ATMs
  • Unlimited Check Writing
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Up to 4 Free non-Nantahala ATM Transactions per Month
  • Transaction Images Included on Your Monthly Statement
  • Venmo, Apple Pay, Samsung Pay, and Google Pay access with your debit card

 

* Overdraft and returned items fees may apply
** Fees may apply for these add-on services
Ask any Customer Service Representative for details.

No maintenance fees for those who enroll in electronic statements. For those who prefer paper statements there is a $3 monthly statement fee. No minimum balance requirement.

Features

  • $100 Minimum to Open
  • No Minimum Balance Required
  • Free Online Bill Pay
  • Up to 4 Free Non-NBT ATM Transactions per Month
  • Up to 250 Transactions with No Monthly Fee
  • Free Night Deposit
  • Free Check Images Included with Statement
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Venmo, Apple Pay, Samsung Pay, and Google Pay access with your debit card

An interest bearing account for all business types.

Features

  • $1,000 Minimum to Open
  • Interest Paid on Daily Collected Balances
  • Paper Statements with Images
  • Up to 4 Free Non-NBT ATM Transactions per Month
  • Avoid the $12 Monthly Service Charge with a $1,000 Minimum Balance
  • Free Night Deposit