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Business Checking

Finding the right account is an important part of owning your own business. We have accounts for your new business, established business, and everything in-between.

 

Account Comparison

Select the products below to compare.

Business Free Checking Business Statement Checking Business Interest Checking
Description

Join the business banking revolution with our Business Free Checking. No maintenance fees. Must enroll in electronic statements.

For those who prefer paper statements and no minimum balance requirements.  $3 monthly statement fee.

This account earns tiered interest on your checking balance.

Additional Features
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Once enrolled in eStatements, no monthly fee
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images, $3 per month
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images
  • Tiered interest rates that increase with your balances
Minimum to Open $100 $100 $1,000
Interest Bearing No No Yes
Minimum Balance Fee $0 $0 $12
Balance to Avoid Minimum Balance Fee No Minimum Balance Fee No Minimum Balance Fee $1,000
Account Monthly Fee $0 $3 $0
Business Free Checking
Description

Join the business banking revolution with our Business Free Checking. No maintenance fees. Must enroll in electronic statements.

Additional Features
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Once enrolled in eStatements, no monthly fee
Minimum to Open $100
Interest Bearing No
Minimum Balance Fee $0
Account Monthly Fee $0
Business Statement Checking
Description

For those who prefer paper statements and no minimum balance requirements.  $3 monthly statement fee.

Additional Features
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images, $3 per month
Minimum to Open $100
Interest Bearing No
Minimum Balance Fee $0
Account Monthly Fee $3
Business Interest Checking
Description

This account earns tiered interest on your checking balance.

Additional Features
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images
  • Tiered interest rates that increase with your balances
Minimum to Open $1,000
Interest Bearing Yes
Minimum Balance Fee $12
Account Monthly Fee $0
Our Business Checking Accounts include ALL of the following services:
  • Online Banking / Mobile Banking
    • ACH Manager for Payroll**
    • Wire Manager**
    • Remote Deposit Capture**
    • Online BillPay Services Including TransferNow**
  • 24-hour Nantahala Bank ATM Transactions
  • No-Fee VISA Debit Card*
  • Check Images Included in the Statement
  • 24-hour Telephone Banking
  • Unlimited Check Writing/Transactions
  • eStatements
  • Direct Deposit
  • Notary Services

* Overdraft and returned items fees may apply
** Fees may apply for these add-on services
Ask any Customer Service Representative for details.

Join the business banking revolution with our Business Free Checking. Must enroll in electronic statements.  No maintenance fees. What a revolutionary idea!

Features

  • $100 Minimum to Open
  • No Minimum Balance Required
  • Must Enroll in eStatements, with No Monthly Fee
  • Free Online Bill Pay
  • Up to 4 Free Non-NBT ATM Transactions per Month
  • Free 24-hour Telephone Banking
  • Unlimited Transactions
  • Free Night Deposit
  • No Fee Visa Debit Card*
  • Free Check Images Included with Statement

Simple banking is better banking, and better banking begins here.

For businesses that prefer paper statements and no monthly balance requirements.

Features

  • $100 Minimum to Open
  • No Minimum Balance Required
  • Free Online Bill Pay
  • Free 24-hour Telephone Banking
  • Up to 4 Free Non-NBT ATM Transactions per Month
  • Unlimited Transactions
  • Free Night Deposit
  • No Fee Visa Debit Card*
  • Free Check Images Included with Statement
  • $3 Monthly Paper Statement Fee

Interest bearing account for businesses that includes a wealth of valuable benefits.

Features

  • $1,000 Minimum to Open
  • Interest Paid on Daily Collected Balances
  • Paper Statements with Images
  • Up to 4 Free Non-NBT ATM Transactions per Month
  • Free Online Bill Pay
  • Free 24-hour Telephone Banking
  • Avoid the $12 Monthly Service Charge with a $1,000 Minimum Balance
  • Free Night Deposit
  • Free Official Checks
  • No Fee Visa Debit Card*
  • Notary Services