Online Banking

Business Checking

Finding the right account is an important part of owning a business. We have accounts for your brand new business, established business, and everything in-between.

 

Account Comparison

Select the products below to compare.

Business Checking Business Interest Checking
Description

Join the business banking revolution with our Business Checking. You must enroll in electronic statements. For those who prefer paper statements there is a $3 monthly statement fee.

This account earns tiered interest on your checking balance.

Additional Details
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Account monthly fee can be waived with an account balance of $250,000 OR a total deposit relationship of $500,000.
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images
  • Tiered interest rates that increase with your balances
Minimum to Open $100 $1,000
Interest Bearing No Yes
Minimum Balance Fee $0 $12
Balance to Avoid Minimum Balance Fee No Minimum Balance Fee $1,000
Account Monthly Fee Up to 250 transactions = $0
251 - 500 transactions = $10
501+ transactions = $25
$0
Business Checking
Description

Join the business banking revolution with our Business Checking. You must enroll in electronic statements. For those who prefer paper statements there is a $3 monthly statement fee.

Additional Features
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Account monthly fee can be waived with an account balance of $250,000 OR a total deposit relationship of $500,000.
Minimum to Open $100
Interest Bearing No
Minimum Balance Fee $0
Account Monthly Fee Up to 250 transactions = $0
251 - 500 transactions = $10
501+ transactions = $25
Business Interest Checking
Description

This account earns tiered interest on your checking balance.

Additional Features
  • Up to 4 Free non-NBT ATM transactions (this does not include fees charged by a non-NBT ATM Servicer)
  • Paper statements with images
  • Tiered interest rates that increase with your balances
Minimum to Open $1,000
Interest Bearing Yes
Minimum Balance Fee $12
Account Monthly Fee $0
Our Business Checking Accounts include ALL of the following services:
  • Online Banking / Mobile Banking
    • ACH for Payroll**
    • Wire Ability**
    • Remote Deposit Capture**
    • Online BillPay Services**
  • Mobile Capture
  • 24-hour Telephone Banking
  • eStatements
  • 24-hour Nantahala Bank ATM Transactions
  • Ability to Send and Receive External Transfers To and From Other Financial Institutions
  • Direct Deposit
  • Notary Services
  • Instant Issue VISA Debit Card
  • Cash and Check Deposit at our ATMs
  • Unlimited Check Writing
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Up to 4 Free non-Nantahala ATM Transactions per Month
  • Transaction Images Included on Your Monthly Statement
  • Venmo, Apple Pay, Samsung Pay, and Google Pay access with your debit card

 

* Overdraft and returned items fees may apply
** Fees may apply for these add-on services
Ask any Customer Service Representative for details.

No maintenance fees for those who enroll in electronic statements. For those who prefer paper statements there is a $3 monthly statement fee. No minimum balance requirement.

Features

  • $100 Minimum to Open
  • No Minimum Balance Required
  • Free Online Bill Pay
  • Up to 4 Free Non-NBT ATM Transactions per Month
  • Up to 250 Transactions with No Monthly Fee
  • Free Night Deposit
  • Free Check Images Included with Statement
  • No Charge for eStatements OR $3 Monthly Paper Statement Fee
  • Venmo, Apple Pay, Samsung Pay, and Google Pay access with your debit card

An interest bearing account for all business types.

Features

  • $1,000 Minimum to Open
  • Interest Paid on Daily Collected Balances
  • Paper Statements with Images
  • Up to 4 Free Non-NBT ATM Transactions per Month
  • Avoid the $12 Monthly Service Charge with a $1,000 Minimum Balance
  • Free Night Deposit