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Business Savings

Make an investment in your business's future.

Business Savings

When you add funds into one of our Business Savings Accounts, you make an investment in your business’s future. You can be sure it’s earning a great interest rate, and since it’s federally insured, you know it will be there when you need it.

Account Comparison

Select the products below to compare.

Business Savings Super Savings Business Money Market Certificate of Deposit
Description

Earn a competitive interest rate while enjoying convenient access for unexpected expenses or purchases.

This “super” savings account pays premium interest on daily balances.

A combination of convenience and return for business customers who plan on maintaining a higher balance with immediate access to funds.

Lock in a competitive interest rate for periods from 3 to 60 months.  Call for rates.
Additional Details
  • Unlimited Deposits
  • 6 withdrawals allowed per month.
  • Unlimited Deposits
  • Tiered interest rates that increase with your balances.
  • Unlimited Deposits
  • Tiered interest rates that increase with your balances.

N/A
Minimum to Open $100 $500 $1,000 $500
Interest Bearing Yes Yes Yes Yes
Minimum Balance Fee $5 $10 $12 None
Balance to Avoid Minimum Balance Fee $100 $500 $1,000 N/A
Withdrawals Allowed 6 Per Statement Cycle 3 Per Month 6 Per Statement Cycle N/A
Excessive Transaction Fee (per item) $2 $10 $5 Penalty for Early Withdrawal
Business Savings
Description

Earn a competitive interest rate while enjoying convenient access for unexpected expenses or purchases.
Additional Features
  • Unlimited Deposits
  • 6 withdrawals allowed per month.
Minimum to Open $100
Interest Bearing Yes
Minimum Balance Fee $5
Balance to Avoid Minimum Balance Fee $100
Withdrawals Allowed 6 Per Statement Cycle
Excessive Transaction Fee (per item) $2
Super Savings
Description

This “super” savings account pays premium interest on daily balances.
Additional Features
  • Unlimited Deposits
  • Tiered interest rates that increase with your balances.
Minimum to Open $500
Interest Bearing Yes
Minimum Balance Fee $10
Balance to Avoid Minimum Balance Fee $500
Withdrawals Allowed 3 Per Month
Excessive Transaction Fee (per item) $10
Business Money Market
Description

A combination of convenience and return for business customers who plan on maintaining a higher balance with immediate access to funds.
Additional Features
  • Unlimited Deposits
  • Tiered interest rates that increase with your balances.
Minimum to Open $1,000
Interest Bearing Yes
Minimum Balance Fee $12
Balance to Avoid Minimum Balance Fee $1,000
Withdrawals Allowed 6 Per Statement Cycle
Excessive Transaction Fee (per item) $5
Certificate of Deposit
Description

Lock in a competitive interest rate for periods from 3 to 60 months.  Call for rates.
Additional Features

N/A
Minimum to Open $500
Interest Bearing Yes
Minimum Balance Fee None
Balance to Avoid Minimum Balance Fee N/A
Withdrawals Allowed N/A
Excessive Transaction Fee (per item) Penalty for Early Withdrawal
Our Business Savings Accounts include ALL of the following services:
  • Mobile Capture*
  • 24-hour Telephone Banking*
  • eStatements
  • Ability to Send and Receive External Transfers To and From Other Financial Institutions
  • Direct Deposit
  • Notary Services
  • Transaction Images Included on Your Monthly Statement

Earn a competitive interest rate while enjoying convenient access for unexpected expenses or purchases.

Features

  • $100 Minimum to Open
  • Interest Paid on Daily Collected Balances
  • Unlimited Deposits
  • Up to 6 Free Withdrawals per Month, $2 for Each Additional

*Message and Data Rates May Apply

This “super” savings account pays premium interest on daily balances.

Features

  • $500 Minimum to Open
  • Interest Paid on Daily Collected Balances
  • Tiered Interest Rates That Increase with Your Balances
  • Unlimited Deposits
  • Up to 3 Free Withdrawals per Month, $10 for Each Additional

*Message and Data Rates May Apply

Enjoy the higher interest, flexibility, and convenience of the Business Money Market.

Features

  • $1,000 Minimum to Open
  • Interest Paid on Daily Collected Balances
  • Tiered Interest Rates That Increase with Your Balances
  • Unlimited Deposits
  • Up to 6 Free Withdrawals per Statement Cycle, $5 for Each Additional
  • Unlimited Over-the-Counter Transactions
  • Avoid the $10 Minimum Balance Fee with a $1,000 Minimum Balance
  • No Overdraft Fees or returned item fees on statement provided
  • Up to 4 free NON NANTAHALA BANK ATM transactions per statement cycle (This does not include any fee charged by another bank or ATM servicer)

*Message and Data Rates May Apply

Our CDs are available in a variety of terms, all with affordable minimum balances. Whether you have short or long-term investment goals, we have a CD to help you achieve them.

Features

  • $500 to open
  • Competitive Rates
  • Terms from 3 to 60 Months
  • Interest May be Compounded Daily and Added Back to the CD, Paid by Check or Deposited to Another Nantahala Account
  • Automatic Renewal Option Available
  • Penalty for Early Withdrawal

*Message and Data Rates May Apply