🎄 Holiday Hours Reminder:
Christmas Eve: 8:30 AM–12 PM · Christmas Day: Closed · New Year’s Eve: 8:30 AM–5 PM · New Year’s Day: Closed. We will operate under normal business hours for the rest of 2025 unless otherwise noted. Thank you for banking with Nantahala Bank & Trust, and we wish you a safe and joyful holiday season!
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
When you add funds into one of our Business Savings Accounts, you make an investment in your business’s future. You can be sure it’s earning a great interest rate, and since it’s federally insured, you know it will be there when you need it.
Select the products below to compare.
| Business Savings | Super Savings | Business Money Market | Certificate of Deposit | |
|---|---|---|---|---|
| Description | Earn a competitive interest rate while enjoying convenient access for unexpected expenses or purchases. |
This “super” savings account pays premium interest on daily balances. |
A combination of convenience and return for business customers who plan on maintaining a higher balance with immediate access to funds. |
Lock in a competitive interest rate for periods from 3 to 60 months. Call for rates. |
| Additional Details |
|
|
|
N/A |
| Minimum to Open | $100 | $500 | $1,000 | $500 |
| Interest Bearing | Yes | Yes | Yes | Yes |
| Minimum Balance Fee | $5 | $10 | $12 | None |
| Balance to Avoid Minimum Balance Fee | $100 | $500 | $1,000 | N/A |
| Withdrawals Allowed | 6 Per Statement Cycle | 3 Per Month | 6 Per Statement Cycle | N/A |
| Excessive Transaction Fee (per item) | $2 | $10 | $5 | Penalty for Early Withdrawal |
| Business Savings | |
|---|---|
| Description | Earn a competitive interest rate while enjoying convenient access for unexpected expenses or purchases. |
| Additional Features |
|
| Minimum to Open | $100 |
| Interest Bearing | Yes |
| Minimum Balance Fee | $5 |
| Balance to Avoid Minimum Balance Fee | $100 |
| Withdrawals Allowed | 6 Per Statement Cycle |
| Excessive Transaction Fee (per item) | $2 |
| Super Savings | |
| Description | This “super” savings account pays premium interest on daily balances. |
| Additional Features |
|
| Minimum to Open | $500 |
| Interest Bearing | Yes |
| Minimum Balance Fee | $10 |
| Balance to Avoid Minimum Balance Fee | $500 |
| Withdrawals Allowed | 3 Per Month |
| Excessive Transaction Fee (per item) | $10 |
| Business Money Market | |
| Description | A combination of convenience and return for business customers who plan on maintaining a higher balance with immediate access to funds. |
| Additional Features |
|
| Minimum to Open | $1,000 |
| Interest Bearing | Yes |
| Minimum Balance Fee | $12 |
| Balance to Avoid Minimum Balance Fee | $1,000 |
| Withdrawals Allowed | 6 Per Statement Cycle |
| Excessive Transaction Fee (per item) | $5 |
| Certificate of Deposit | |
| Description | Lock in a competitive interest rate for periods from 3 to 60 months. Call for rates. |
| Additional Features | N/A |
| Minimum to Open | $500 |
| Interest Bearing | Yes |
| Minimum Balance Fee | None |
| Balance to Avoid Minimum Balance Fee | N/A |
| Withdrawals Allowed | N/A |
| Excessive Transaction Fee (per item) | Penalty for Early Withdrawal |
Earn a competitive interest rate while enjoying convenient access for unexpected expenses or purchases.
*Message and Data Rates May Apply
This “super” savings account pays premium interest on daily balances.
*Message and Data Rates May Apply
Enjoy the higher interest, flexibility, and convenience of the Business Money Market.
*Message and Data Rates May Apply
Our CDs are available in a variety of terms, all with affordable minimum balances. Whether you have short or long-term investment goals, we have a CD to help you achieve them.
*Message and Data Rates May Apply