
Savings Accounts
Make sure smooth sailing is in your future.
Your savings is for more than just a rainy day. It's your future. You want to feel safe, knowing that your money is safe no matter what the forecast. We understand that, and have created a wide variety of savings accounts to choose from.

Super Savings
This special savings account, offered periodically on a limited-time basis, pays premium interest on balances of $5,000 or more.
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Money Market
Offering the higher returns of tiered money market interest rates, this account gives you the flexibility and convenience of a checking account.
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Relationship Money Market
This account is ideal for those who have a relationship with our bank and maintain balances of $25,000 or higher.
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Statement Savings
This account earns competitive interest and features lower balance requirements than our money market accounts.
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Christmas Club Account
Looking for an easy way to save for the holidays? A Christmas Club Account at NBT is what you'll need.
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Individual Retirement Accounts
Providing for retirement is an important job. Let us assist you in choosing the retirement plan that works best for you.
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Certificates of Deposit
Our FDIC-insured CDs are available in a variety of terms, all with affordable minimum balances.
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Junior Bank Savings Account
If they're old enough to count, they're old enough to learn about saving. Get your little one on the road to financial independence early.
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