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Fed up with Fees?

Our Free Checking is the answer

No monthly fee when you enroll in eStatements

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Mobile Banking

Deposit Checks

Check Balances. Straight from your mobile device.

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Mortgage Loans

Fast, easy and worry free.

Looking to buy, build, or refinance your home? We have competitive interest rates & terms.

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Join your community

In a new way of banking…

Community Banking at its best, where customers are a name, not a number.


Please be advised:

If you are initiating (originating or receiving)      virtual currency transactions using your Nantahala Bank and Trust account, the bank will restrict all transactions from occurring in your account until we discuss the activity with you. While we appreciate your business, Nantahala Bank does not allow virtual currency transactions of any kind. If you have questions regarding this, please contact a branch representative and we will be happy to assist you.



Protecting your debit and credit cards has never been so easy. You control when, where, and how your debit and credit cards can be used all at your fingertips.

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